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You may not need to have to figure out your career — or your finances — alone

From career beginnings to making financial decisions, getting the right guidance can help you feel more prepared for what comes next.

Two women in a discussion at a cafe or office, one listening attentively with chin resting on hand, laptop and documents on the table, natural light and greenery in background.
Instead of trying to figure everything out alone, talking to someone who understands financial planning may help you make sense of your options. (Courtesy: Canva)

For some people, there can be a particular kind of uncertainty that comes with trying to figure out what they want to do with their lives, especially when money is part of the equation.

For some people, the need to earn a steady income can influence the jobs they take, the career paths they pursue and whether they feel able to make a change. But trying to balance financial responsibilities with finding work that feels right isn’t always easy. Sometimes, the most useful thing you can do is ask someone for guidance.

As careers change, so can the financial decisions that come with them. Desjardins offers products, services and advice that may help individuals navigate these decisions.

When your career changes, your financial needs and priorities may change too

Starting a new job may come with a different salary. Going back to school can involve new expenses. Becoming self-employed may change how some people manage their income. Taking time away from work can also affect savings goals. That’s why understanding your financial situation may be one factor to consider when navigating a career change.

Instead of trying to figure everything out alone, talking to someone who understands financial planning may help you make sense of your options.

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Desjardins offers financial advice, products and services that may support people in managing their money and pursuing their financial goals. That may mean taking a closer look at your current finances, thinking about your short- and long-term priorities and considering how a career decision could affect them.

You may not need to know everything before asking for guidance

Asking for financial guidance may not require arriving with a five-year plan. In fact, for some people, a useful place to start may be simply explaining where you are now.

Some of the questions you may wish to consider include: Are you trying to build savings? Preparing for a career change? Managing a new income? Thinking about investing? Working toward a larger goal?

Those answers may help shape the conversation.

For young adults between 18 and 30, Desjardins offers specialized resources and solutions that may support informed financial decision-making at different stages of life.

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The goal isn’t to tell you exactly what your future should look like. It’s to support your understanding of some of the financial choices that may be available to you as you figure it out.

Being unsure doesn’t mean you’re stuck

For some people, career paths may not look exactly the way they imagined when they were starting out.

You might find your calling immediately. You might change industries. You might go back to school at 30, 40 or even 50. Who knows — you might discover that what you thought you wanted isn’t what you want anymore.

And none of that necessarily means you have failed.

Sometimes, moving forward may start with admitting that you don’t have all the answers and asking someone for guidance. Whether you’re figuring out your career, your finances or both, you may not need to navigate every decision on your own.

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Desjardins may provide financial guidance and solutions that can support individuals in understanding some of their options and working toward their goals. Find out more today at the Desjardins website, and continue the conversation with Count Us In, a Desjardins series exploring the financial realities, career challenges and perspectives of Ontario’s youth. 

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